tekvo
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Fintech · 2026

Refund resolution agent inside a payments ledger

A supervised agent that reads ledger state, drafts resolutions, and executes refunds under a hard value ceiling — with an immutable trace for every decision.

71%
Tickets auto-resolved
4.2m
Avg handle time
0
Policy breaches

What was the problem?

Refund disputes arrived through three channels and were resolved by hand against a ledger no support agent could read directly. Handle time was measured in days and every exception needed a second reviewer.

How did Tekvo build it?

  1. 01

    Shadowed 400 real disputes to find where judgement actually happened, then scored a golden set before writing agent code.

  2. 02

    Gave the agent typed, permissioned tools — ledger.read unrestricted, ledger.refund capped at $250 with human approval above it.

  3. 03

    Wired an immutable 400-day trace so compliance can replay any decision end to end.

What changed?

Seven weeks from kickoff to supervised production. The agent resolves 71% of tickets without a human and has not breached a policy ceiling since launch.

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